Last reviewed: September 25, 2026 ยท Chicago Condo Loans Editorial Team
These standards explain how Chicago Condo Loans researches, writes, reviews, and corrects its content.
Primary sources first
We base factual claims on primary sources whenever they exist:
- Fannie Mae Selling Guide and Freddie Mac Seller/Servicer Guide (conventional condo project requirements)
- HUD/FHA handbooks and the FHA condominium approval list
- VA lender guidance and the VA condo report
- Consumer Financial Protection Bureau (CFPB) materials
- The Illinois Condominium Property Act and other Illinois statutes
- City of Chicago ordinances and department guidance
When we use secondary sources such as news reporting or industry data, we name them and link to them.
Direct answers
Each guide opens with a short, direct answer to the question it covers, followed by the detail, examples, and exceptions. We define terms in plain language and avoid jargon where we can.
Dates and review
Every guide shows a “last reviewed” date. Loan limits, mortgage insurance rules, and agency condo guidelines change, so we re-check figures against their sources when rules change and on a regular schedule.
Use of AI tools
We use AI tools to help research, organize, and draft content. AI output is not treated as a source: every factual claim is checked against the primary or named sources listed on the page before publication.
Independence
No lender, broker, or advertiser reviews or approves our content before publication.
Corrections
If we get something wrong, we fix it and update the review date. Material corrections are noted at the bottom of the affected page.
Not advice
Our content is educational. It is not lending, legal, tax, or financial advice. See our Disclaimer.