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This page updated October 27, 2026 Latest rule changes

Disclaimer

Last updated: October 27, 2026 · Chicago Condo Loans Editorial Team

The information on chicagocondoloans.com is provided for general educational purposes only.

Not a lender or broker

Chicago Condo Loans is not a lender, mortgage broker, or loan originator and is not licensed to make or arrange loans. Nothing on this site is an offer to lend, a commitment to lend, a loan approval, or a rate quote. It is also not a real estate brokerage or a law firm.

Not affiliated with any agency or lender

Chicago Condo Loans is independent. It is not affiliated with, endorsed by, or acting on behalf of Fannie Mae, Freddie Mac, HUD, the FHA, the VA, the FHFA, the CFPB, IHDA, the State of Illinois, Cook County, the City of Chicago, or any lender. We name agencies, programs and companies only to identify them and the rules we describe.

Not professional advice

Nothing on this site is lending, legal, tax, accounting, investment, or financial advice. Mortgage eligibility depends on your individual finances, the specific property, the condominium association, and the lender’s own requirements.

Accuracy and changes

We work to keep information accurate and current, but loan program guidelines, loan limits, fees, and laws change, sometimes quickly. Information may be out of date or may not apply to your situation. Always confirm details with a licensed mortgage professional and, for legal questions such as condominium documents or association disputes, an Illinois-licensed attorney.

We link to government agencies and other outside sources for reference. We are not responsible for the content or practices of those sites.

No relationship created

Reading this site or contacting us does not create a lender-borrower, broker-client, or attorney-client relationship.

No warranties and limitation of liability

The site and its content are provided “as is,” without warranties of any kind. To the fullest extent permitted by law, Chicago Condo Loans and its owners, editors and contributors are not liable for any loss or damage arising from your use of the site or any decision you make based on it. You are responsible for confirming details with your lender and other licensed professionals before you act.

How we write and check content

We use AI tools to help research and draft content, and we check every factual claim against primary or named sources before publishing. See our Editorial Standards. Use of the site is also governed by our Terms of Use.

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