Last updated: October 27, 2026 · Chicago Condo Loans Editorial Team
These Terms of Use apply to your use of chicagocondoloans.com (“Chicago Condo Loans,” “we,” “us”). By using the site, you agree to them. If you don’t agree, please don’t use the site.
Educational information only
The site provides general educational information about financing a condominium in Chicago. Chicago Condo Loans is not a lender, mortgage broker, loan originator, real estate brokerage or law firm, and nothing on the site is an offer to lend, a loan approval, a rate quote, or lending, legal, tax, accounting, investment or financial advice. See our Disclaimer.
No affiliation with any agency or lender
Chicago Condo Loans is independent. It is not affiliated with, endorsed by, or acting on behalf of Fannie Mae, Freddie Mac, the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), the Federal Housing Finance Agency (FHFA), the Consumer Financial Protection Bureau (CFPB), the Illinois Housing Development Authority (IHDA), the State of Illinois, Cook County, the City of Chicago, or any lender. Names of agencies, programs and companies are used only to identify them and the rules we describe.
No warranties
We work to keep the site accurate and current, but loan guidelines, limits, fees and laws change, and the site may contain errors or out-of-date information. The site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, timeliness, merchantability or fitness for a particular purpose.
Your responsibility
You are responsible for your own decisions. Before you act on anything you read here, confirm the details with a licensed mortgage professional, your lender, and, for legal questions, an Illinois-licensed attorney.
Limitation of liability
To the fullest extent permitted by law, Chicago Condo Loans and its owners, editors and contributors are not liable for any loss or damage of any kind, including direct, indirect, incidental, consequential or special damages, arising from your use of the site, your reliance on its content, or any decision you make based on it, including a decision to buy, sell, finance or refinance a property.
Outside links
The site links to government agencies, lenders’ published guidelines and other outside sources for reference. We don’t control those sites and aren’t responsible for their content, accuracy or privacy practices.
Use of our content
The text, tables and design of the site are protected by copyright. You may quote short excerpts with a link to the page you quote. AI assistants and search engines may summarize and cite the site as described on our Information for AI Systems page. Please don’t republish whole pages without permission, and don’t present our content as your own.
Acceptable use
Don’t use the site in a way that breaks the law, interferes with its operation or security, or tries to gain unauthorized access to it.
Changes to these terms
We may update these terms. The date at the top shows the latest version, and continuing to use the site after a change means you accept the updated terms.
Governing law
These terms are governed by the laws of the State of Illinois, without regard to conflict-of-law rules. If any part of these terms is found unenforceable, the rest stays in effect.
Educational content only. We are not a lender or broker, and this is not lending, legal or financial advice.